01 - Scan
Open camera. Point at a supported local QR.
Cachin fits the payment habit people already use across LATAM. You scan the QR, read the merchant, and review the total before anything moves.
Private beta - Argentina MVP
Spend more effortlessly across LATAM.
Fund Cachin with stablecoins, scan supported local QRs, confirm the FX before paying, and move through checkout like a local.
Fund globallyPay locallyNo hidden FX
01
How it works
Scan, confirm, done. That is the product.
Cachin talks about the payment moment, not the infrastructure. The user should not need to understand wallets, gas, or rails to buy coffee, groceries, or a taxi ride.
02 - Confirm
See the FX. Hold to pay.
The local amount, stablecoin debit, rate, and fee are visible before confirm. The app is designed to make the number feel boringly clear.
03 - Done
Paid receipt. You can go.
After confirmation you get a two-currency receipt. Not a trading screen, not a wallet puzzle - just the proof that the payment landed.
02
The bridge
Fund globally. Pay locally.
One funded balance, normal local checkout. Cachin handles the conversion at the payment moment and shows the rate before confirm.
USDC / USDT
Solana-first stablecoin funding
- From an exchange or wallet
- Built for travelers and freelancers
- Crypto mechanics stay behind the scenes
ARS / MXN / COP / BRL
Local QR and card surfaces
- Supported local QR flows
- Optional merchant upgrade rails
- Receipt in two currencies
çachin receipt14:09 GMT-3
- Merchant
- Cafe Tortoni
- City
- Buenos Aires - AR
- Rate
- 1 USDC = 1,754.16 ARS
- Local amount
- ARS 8,420
- Fee
- USDC 0.024
- Total
- 4.80 USDC
No markup surprise - no checkout drama
03
The promise
More control than a foreign card.
The landing page centers the strongest user promise: before you pay, you know the FX, fee, local total, and stablecoin debit.
Rate locked at confirm
The rate you review is the rate used for the payment flow. No mystery statement markup later.
Two-currency receipt
Every payment keeps the local amount and stablecoin debit together so it is easy to audit.
Low-jargon by design
Cachin hides the chain mechanics behind a normal payment moment: fund, scan, confirm, pay.
04
The card
Phone optional when the program supports it.
QR is the wedge. Card and contactless surfaces are the backup for older users, dead batteries, subscriptions, and checkout moments where tapping is simply faster.
Virtual first
A card surface for trips, subscriptions, and backup checkout moments where QR is not the right path.
Funded from balance
Authorizations are designed around the stablecoin balance users already keep in Cachin.
Plain controls
Daily caps, travel mode, merchant categories, and country controls written in human language.
Fast recovery
Freeze, replace, and keep the underlying balance separate from the card credential.
05
Coverage
Built from LATAM for the world.
The product starts with an Argentina MVP and expands only where rails, providers, and compliance are proven. Coverage copy stays precise instead of pretending every country is already live.
Argentina
MODO-style / MP QRMVP
Mexico
CoDi / OXXO pathNext
Colombia
Bre-B / NequiRoadmap
Brazil
Pix / QRRoadmap
Peru
Yape / PlinRoadmap
Uruguay
QR interopRoadmap
Costa Rica
SINPE MovilResearch
More LATAM
Provider expansionLater
06
Manifesto
Normal payments beat crypto explanations.
Cachin wins when a visitor, freelancer, or local merchant can use it without becoming an infrastructure expert.
Travelers
Arrive with money from outside the local system and still pay the QR on the counter like everyone else.
Freelancers
Keep income in stablecoins, then spend through a payment flow that looks local at checkout.
Merchants
Optional Cachin merchant flows can add faster confirmation, discounts, and lower-friction settlement.
07
FAQ
Direct answers. No fine-print theater.
If a claim depends on a country, provider, card program, or compliance flow, the answer says so.
Is Cachin a bank?
No. Cachin is a payments app. It is designed around stablecoin funding, supported local QR flows, clear confirmation, and receipts. It does not position itself as a deposit account or yield product.
What stablecoins does it support?
The product direction starts with USDC and USDT, with Solana as the main low-cost rail. Other rails can be added when they improve coverage or reliability for supported countries.
How does Cachin make money?
The intended model is a clear service fee shown before payment. The landing page avoids hidden FX promises: users should be able to see the rate, fee, local amount, and stablecoin debit before they confirm.
Do I need a phone to pay?
QR payments need the app. Card or contactless flows can be a backup surface where the card program supports it. The landing page keeps the card positioned as a complementary line, not the core wedge.
Where can I use it today?
The MVP focus is Argentina, with broader LATAM coverage handled as provider and partner rails are proven. Public claims should stay tied to verified proof in each country.
What happens if something fails?
The product needs a clear receipt, visible payment state, and direct support path. If a payment cannot be completed, the user should know where it stopped and what to do next.
Scan, confirm, paid.
Join the beta for the Argentina MVP and help turn global funding into local payment ability across LATAM.